Privacy Policy
Effective Date: 12/06/2025
*19th Hole Financial and Insurance Services (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and protect your personal information when you interact with our website and services. By using our website or providing your information, you agree to the terms outlined below.
Information We Collect
Personal Information You Provide: Name, email address, phone number, and other details submitted through forms, book requests, or service inquiries.
Automatically Collected Information: Browser type, IP address, device information, and website usage data (e.g., via cookies or analytics).
How We Use Your Information
To process requests such as book orders, inquiries, and service appointments.
To send appointment reminders, book confirmations, and marketing offers via email or SMS.
To respond to customer service requests.
To improve our website and services.
SMS Communications & Consent
By providing your phone number and opting in on our forms, you consent to recieve text messages from 19th Hole Financial and Insurance Services at . These may include appointment reminders, book confirmations, and occasional marketing offers.
Message Frequency: Message frequency may vary.
Opt-Out: You may unsubscribe at any time by replying STOP.
Help: For assistance, reply HELP or contact us at [email protected]
Carrier Disclaimer: Message and data rates may apply. Carriers are not liable for delayed or undelivered messages.
Consent Scope: Your consent applies even if your number is listed on a state or federal Do Not Call (DNC) list.
Eligibility: By opting in, you confirm you are at least 18 years old and that the number you provide belongs to you.
We do not share, sell, or trade mobile numbers or SMS consent information with third parties for marketing or promotional purposes.
How We Protect Your Information
We use industry-standard security measures to protect personal data during collection, transmission, and storage. Although no method is 100% secure, we strive to protect your information.
Data Sharing
We do not sell or trade your personal data. Information may be shared with subcontractors or trusted service providers only as needed to deliver services. These providers are obligated to keep your data confidential.
Your Rights
You may request to:
Access or receive a copy of the personal data we hold.
Correct or update your information.
Request deletion of your information (except where legally required to retain it).
Additional Legal Notices
We comply with applicable laws, including the Telephone Consumer Protection Act (TCPA) and A2P 10DLC regulations.
The “0% Tax Bracket” is not an IRS-defined tax bracket but an unofficial phrase to illustrate planning concepts designed to reduce taxes. Consult a qualified tax advisor for guidance.
Insurance and annuity guarantees are subject to the claims-paying ability of the issuing company. No investment strategy can guarantee profit or prevent loss.
19th Hole Financial and Insurance Services and Tyler Ostrovsky are not affiliated with David McKnight & Company. Views expressed are solely those of Gregory Carter.
Contact Us
19th Hole Financial and Insurance Services
12727 Summer St, Moorpark CA 93021
Email: [email protected]
Phone: (805) 624-1706
*The 0% Tax Bracket is not an IRS defined tax bracket, but is an unofficial coined phrase to illustrate planning concepts designed to reduce taxes. For specific tax or estate planning advice, please consult a qualified tax advisor or estate planning attorney.
Tyler Ostrovsky is not affiliated with David McKnight & Company, and the views expressed herein are expressly those of Tyler Ostrovsky.
The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by Trained Advisor to provide information on a topic that may be of interest. Trained Advisor is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.